Complete the accident report
Always complete an accident report so you can report the accident. The European accident report is often found in your car and must be completed, by you and the other party, on site and in a correct and thorough manner.
The value of this observation can not be underestimated. Both the insurer of your car and that of the other party make use of this fact among other things to determine the responsibilities.
If witnesses are present during the accident, please write down their contact details.
What is the steps after the car accident?
Notify the police
In the event of an accident causing only material damage, you are not obliged to call the police. The parties involved may decide to settle the matter without the police.
However, if there are any injuries, you must inform the police.
In the event that you do not find an agreement with the other party, and that a common finding can not be fulfilled, it is in your interest to consult the police services. They will go to the scene as quickly as possible to make the necessary findings and draw up a report.
The findings made by the police are of particular probative value. The report contains sketches of the situation, statements and circumstances, the condition of the vehicles and the information sheet (identity and RC insurers of both parties). This will be attached to the criminal file. This criminal case is handed over to the public prosecutor and becomes the most important basis of reasoning during the possible judicial proceedings before the police court. Always ask for a copy of your statements and the information sheet to the police.
What I need to do after the traffic accident with car?
Notify your car insurer
As soon as possible, preferably on the day of the accident, notify your insurance company or broker. In many cases, the damages are settled amicably between the parties. Police services will not report to your insurance company. As a result, it is your responsibility to provide all the data yourself.
In addition to the usual car insurance you may have other policies, which you will do well to warn in case of accident of the road:
- Hospital insurance
- Travel insurance
- Accident insurance
- Legal protection insurance
- Family insurance
The main task of the insurance company is to compensate the damage incurred. An accident is often caused by inattention, or by mistake of the drivers involved or even other road users. Ultimately, whoever is responsible for the accident will be held to repair the damage.
On the initiative and at the expense of the insurance company that must compensate the damage, experts are mandated to establish a unilateral expertise. For example, the car expert will encrypt the material damage of the cars involved. The doctor, meanwhile, will analyze the physical damage.
An accident with damage often ends with a court case in the police court. It is therefore very useful to know if you have legal protection insurance. Often legal aid is included in your car insurance, so you get free legal assistance. (for more information, see legal aid). Your lawyer can, in fact, also ensure that you are actually compensated for any damages incurred.